Here are some good financial habits that you can apply, as revealed in a book entitled ‘The Ten Commandments of Financial Happiness’:
Perform file system so that you can more easily record income and expenditure. Thus, more time and energy you can save.
Direct pay bills
Do not wait until all the bills pile up and then the new pay once. Instead, pay directly once the bill arrives. Paying a dozen bills at once can make you hit to see so much money being drained out of savings. Instead, pay the bills coming one by one so will not make you too surprised to see the amount.
Savings of five percent
Set aside at least five percent of the monthly income for savings. It can make you automatically met financial happiness. You can immediately set aside five per cent of earnings before spending it for other purposes. Once it was used to save, you can gradually increase the amount to 10 percent or higher.
Create and achieve goals
Achieving happiness is not merely the problem has reached a goal or not, but about making progress. Create one or two financial goals every time, and work hard to make it a reality. Feel the happiness you enjoy when through the process.
People who practice some of their property will feel happier and healthier physically and mentally. They tend to sleep better and exercise more frequently so as to have a healthier mind. Moreover, giving wealth to others as well abstain from greed and unsatisfied. Thus, you will feel more grateful for the pleasures of life which is owned today.