Archive | October 2015

Business Opportunities That Can Be Run On Holidays

businessideas2Time is money, perhaps the proverb that is suitable for you who like to spend their spare time to earn money. Most people take advantage of the holiday and fun time for yourself when Saturday-week vacation, but have you known when Saturday-Sunday holiday can be used as an opportunity to earn more? Here is a business that you can make the choice to fill the leisure time to increase revenue:

1. Selling used stuff

Try opening Your Closet storage space, you might find something on an item that is still viable and can be used as money, it also can reduce your goods are unused. And made into the coffers of money.

2. Selling on exhibition

Exhibitions are often held on Saturday-Sunday because it is an opportunity to earn money by selling at events. Definitely on the weekend a lot of events are held. Of course, this is a promising opportunity, you can sell food, drinks, or anything that can be sold there. The event must have been a lot of people who get together and it is a business opportunity on Saturday-Sunday you to meet your wallet with purse money.

3. Become a Realtor

A REALTOR is a job that is flexible, we can become a Realtor just about anything with the free time we have. Only by finding someone who is willing to buy the goods from the manufacturer, then this is not a tough job to do, usually a Realtor can I get commissions from buyers and sellers

4. Mobile Selling

Many people take advantage to mobile selling on holiday, many roadside hawking food in the car, they sell a variety of food, clothes, various accessories and much more.

Take advantage of your time off to just get the coffers of money that will make your wallet fatter. And do not forget to keep focus on your actual work. But if you are successful with small business that you love, then you should switch from your work at the office and switch the effort that you have exaggerated.

Simple Mistakes That Can Make You Poor

poorThe formal education system does not ensure a person to be wealthy and successful. There is no special lessons are provided to achieve that goal. Although the education that starts from the family.

There was a study done Thomas c. Corley. For five years, she researched the 233 people considered successful and become rich, and the poor man. 128

As a result, there are about 300 habit that distinguishes the rich with the poor.

Habits that many people have done even since childhood. What are these habits? The following list is: do not have dreams and life goals

Habits have dreams and life goals are always owned by successful people who became rich. Of such research, about 64 percent of the respondents Corley proves, that they are able to achieve dreams and life goals they have set.

About 62 percent of them also understand what targets to be achieved each day. And, just nine percent of poor people who have dreams and just six percent who knew his daily targets.

The custom of inviting sick

For the poor, according to this research, 66 percent of them have overweight problem, and only 21 percent of wealthy people who experienced it.

This figure is driven by their habits in a workout or select meals. Because, from the survey were only 23 percent of poor people who avidly aerobic exercise, at least 30 minutes a day. While 76 percent of rich people do.

In fact, the results come out that fast food restaurants be 69 per cent of poor people and only 25 percent of the rich who chose it.

And there is a 60 percent poor person who likes consuming liquor, while only 13 percent of the rich are consumed.

Not always the discipline

Only six percent of poor people who make lists of their daily activities (to do list), and only three percent are diligent in getting up early and doing a lot of work before its activity in the Office.

However, for the 44 percent of the rich, they already have at least three hours before the clock works do.

Inappropriate social relationships

In the matter of social relationships, only 11 per cent of the poor, which sets will try to find a more serious relationship with successful people. By contrast, 69 percent of rich people do.

Don’t like to learn

Of the total respondents, only 26 percent of poor people who have a hobby of reading. Although reading, most of them will also choose a light and entertaining reading.

In contrast, 88 percent of wealthy people who learn through reading, and 86 percent of the rich are indeed a hobby of reading. Plus, only 11 percent are looking for light reading.

Irritability

About 54 percent of the rich are optimistic in trying to achieve their success. While only 22 percent of the poor people who have thoughts like that.

In addition, only 13 percent of poor people who believe and are confident that one day they will achieve success and become rich.

Meanwhile, as many as 43 percent of the poor are easily upset, while only 19 percent of the rich are like that.

Tips When You Don’t Have Enough Money

no moneyThe moment when you do not have the money, Your head must feel overwritten much load. Feelings of anxiety and insecurity continue to haunt you when you do not pay any money in hand.

Avoid borrowing money on others when you really are running out of funds. The reason, owe not train you to think otherwise, be productive and consumptive.

Calm your mind, and do a variety of things to eliminate money without debt. Here are five things you can do when you do not have the money:

1. Selling unused goods

At home, you certainly have a number of items that are obsolete again. Instead of borrowing money, why do not you sell these items and changed it with money.

You can advertise these items by online and see how many people are interested or you can try to make a garage sale, to selling your unused goods.

2. Selling food

If you are good at cooking, try to cultivate a number of foodstuffs available in the House. You can also look to the internet as an additional recipe cooking delicious food.

Not only fun, you also don’t need to spend money to enjoy delicious food. In addition, you can sell the food for the sake of making money.

3. Farming

Planting fruit and vegetables turns out to be not merely a hobby. You can do this in between time off and even soaked it before or after leaving work.

The results can also be useful for you in the future.

4. Spend time with your family

Once mature, you’ll more often spending time outside than with the family. When does not have the money and the sense of anxious whack, gathered with family and spend more time for them.

Though not making money, this way can give you peace and help you more clear in thought.

5. Entertain yourself

The moment had no money, it is better to entertain yourself at home. You can watch television, or listen to your favorite music can lighten the load on the heart because the talk had the money.

Not only that, you can also write, draw or do anything that you like to express personal feelings. Friends can be a place to share pleasant moments like that.

This Is The Reason Why People Less Careful About Financial Manage

financial plansEver feel not quite a month salary until the end of the month? You have to hold your breath to pay credit card bills. Not only that, you are also concerned with spending limits.

Don’t worry, you’re not alone. There are a number of people who are less nice set up its financial reserves. However, no careful not forever to arrange finance.

Here’s a number of reasons why someone so badly in terms of arranging finance:

1. You’re an impulsive when shopping

Have you ever suddenly buy stuff that isn’t actually needed? You bought a pair of sports shoes is actually not very necessary, and even buy a lipstick color is actually inappropriate to use because you get the offer so quickly.

Or do you make shopping as therapy to solve the problem. By spending money then you feel better. But it’s not a good idea.

Then how to resolve it? Earlier is better find your problem first. Then the focus fixes the issue, but not with the shopping. You are expected to have a financial planning focus so no need to deplete the money by just shopping.

2. You have no preparation and lazy

Often times we are not conscious of spending money on fast food. Or buy food for the family rather than buying a staple, and cook it at home. In addition, sometimes also pay other people for cooking and washing. There are no wrong pay people, but it’s also one of the ways makes you wasteful.

To overcome this, we recommend that you have a commitment to working on something such as washing and cooking at home.

3. Don’t have a good example to manage finances

Maybe older people or even people nearby to make someone have a bad habit to arrange finance. Especially when it’s wasteful habit since childhood. But there is no word too late to fix it.

First, you can create your own financial planning ranging from records of income and expenses.

4. Try to impress others

You may buy the stuff to impress others. It so that you can be idolized.
Not only that, you are also trying to fit in with friends and neighbors when the ability you can’t follow it.

This is similar to shopping. There is nothing wrong with the desire to impress others. But buy special things for the sake of shaping the opinion of other people then it’s silly stuff, especially if you don’t really need what you buy. So before you buy something, ask yourself, do you need it?

5. No Need To Think About The Future

Maybe you only think about how to enjoy life now. But it doesn’t make you not save for the future. We recommend that you start from the age of productive or when you started working for investing and saving.

The Ways Of Saving Money In Bank To Grow In Every Month

grow moneyThe salary is one of the rights received by someone who works with others. And the level of well-being of a person is usually seen from how much his salary. Normally, the greater a person’s salary would have been the more prosperous life.

But not infrequently also established people fail because it is very wasteful against his salary. Not until the end of the month her salary already empty. Then how do I save a salary? Here are some of his tips for you.

1. Create a shopping list of needs

How much spending money do you provide for one month? You must normally have monthly principal shopping needs or that certainly you need for one month. If possible, you create a list of your needs for a month and create a list price or the amount of funds needed. After it set aside money, and if there’s better use the remnants to the shopping needs of the next month.

2. Do not So Private Consumption

Lots of young kids who are already working, but unfortunately they could not save. The main reason is the habit of consumerist life. So after receiving a salary, they usually spend it directly for many things. Do the savings ranging from simple things, such as the provision of food and beverages brought from home, or riding public transit to work sites in order to better save fuel.

3. Saving in Bank

Save money at home could possibly be another alternative to save money. However, we recommend that you create a bank account and set aside a portion of your paycheck to savings in the bank. Thus, you have deposits for other unforeseen needs. So suppose your monthly salary is up in no time, you still have savings that you can count on.

4. Don’t be too Often out of the House

People who often travel outside the home are usually much more wasteful than more time at home. So if you’ve got the rest of the salary, better don’t frequent-often used to walk out of the House. We recommend that you save or tube in a bank account so that you can make an investment in the future.

5. Don’t Bring too much Cash

Related to the point number four, does not mean You should not be out of the House. Okay, if it’s just refreshing to simply so as not to stress because of the job. But when you’re outdoors, try don’t carry too much cash. You just need to set up an ATM card definitely is useful when a when your cash is not enough. Bring money for your needs only. E.g. you intend to go to a cafe or restaurant, then the first estimate how much money You might be able to spend.

6. Buying Cheap Goods

Cheap has not always meant two-bit. So you do not need to be afraid to buy goods that are cheap. Eliminate Your prestige so that your salary is not quickly run out. Suppose you want to buy clothes. Look for it to suit your needs, not the liking. Because what you want is not necessarily required.

How, do you agree with the way recently? How much salary you really are on your own. If you can save money, save money and make money for your needs only, certainly the longer you will feel your salary gets larger.

Different characters, Different From Investing Should Also Selected

investmentDon’t confuse again choosing which type of investment to get started. The key, just need to know what character owned You, when looking at an investment risk.

Are you someone who is afraid of loss, wants to rapid capital back, or even just want to fund invested safely. All customized to the type that you have.

To make it more clear, here are some of the types of characters that might just suit yourself.

Don’t want to lose

If it has, you are the kind of people who are conservative. Usually, you want as much as possible, choose the type of investment that has a fixed and stable results, even without risk. For example, only save money and wait for the results of its accumulation only.

Investment products that fit here is the savings and deposits. Or, it could be money market mutual funds, investments or precious metals.

Dare to risk, but the results can be stable

Here you are the kind of moderate. Indeed You dared to take the risk, but the expectation of risk accepted is not too large.

However, on the one hand You still hope the existence of profits from investment value is implanted.

Types of investment products that are suitable for this type of mutual funds is a mix of stocks and bonds. Or, you can also invest in property and precious metals.

Accept all risks

Here investment instruments that you take a big risk. In fact, you are not afraid of the invested money vanish without results.

Therefore, in this category You are known as the aggressive type. You believe, with huge risk instruments, then the results or profits that are generated faster and bigger.

The investment is suitable for you who have this type is stock mutual funds, stocks, buying and selling property, as well as doing business.

Of these three types, including which? Congratulations start investing. Don’t forget to compare before choosing.